@busted2 wrote:This is a very specific question. Once a creditor can legally search for bank account assets are they only provided open accounts or can they get old records from a closed account? I know they have to go searching banks, I understand the basics, just not if banks allow access to closed 0 balance accounts.
my FICO is in the 700's, now that my accounts are stable, I'm trying to increase my knowledge base
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Lexus Nexus is the usual database that creditors and collectors will access to see your banking history. If a creditor has a court order in hand to access your records the bank will comply. Why would a creditor want to search your closed bank records?
