I hate seeing people going through any company whether it be "Credit repair" or "debt relief". No matter what your paying someone a fee for nothing. I get it, its overwhelming and when we first decide to tackle our credit nightmare we are usually uneducated on the topic but thats where this forum comes in. Take some time and read read read. The advice your getting here is invaluable and wont cost you a monthly fee!! If you have the money to pay these debts then just do it yourself. Make a payment arrangement with the agency collecting on the debt. You can def do this on your own. & i firmly believe that its way better to figure it out for yourself bc all the info you soak up along the way will help you in the future. Good luck!
