I have a old debt with OpenSky, if i pay the debt will they pay for delete? It will fall off on 2025.
Starting Score: 663
Never heard of it. CO's usually dont go anywhere. Settle or PIF so it no longer affects your aggregate uitl %.
@FireMedic1 OpenSky is one of the rebuilder secured cards.
@razzy116 I'm just curious, how did you manage to end up opening OpenSky on a Secured CC? I thought they didn't offer any unsecured products (I've been known to be wrong).
@lns1976 wrote:@FireMedic1 OpenSky is one of the rebuilder secured cards.
@razzy116 I'm just curious, how did you manage to end up opening OpenSky on a Secured CC? I thought they didn't offer any unsecured products (I've been known to be wrong).
@lns1976 I believe @FireMedic1 was referring to the CO (in this case Open Sky) not typically doing PFD. Meaning, most CO's will not budge, so one has to PIF and then let it age.
@lns1976Open Sky does have a secured. https://www.openskycc.com/education/opensky-cards
@IamWesty12is correct. No one does PFD with CO's as posted earlier.
@FireMedic1 I caught all that after someone pointed it out. 
Not enough coffee.
I agree that the best option is to pay it, not expect a delete, and just let it age into the past once paid.