Hi Randy! Welcome to the boards. I will agree with others, to get the best advice, you will need to post what the accounts are (IE open, closed, collections, etc....NOT your account #s and things of that nature). Also, is your credit score your actual FICO 8 pulled from here on Myfico? Or did you get that score on a different website like Credit Karma, Credit Sesame, etc? Those scores can VASTLY differ (I've seen some as much as 80-100pt difference) from your actual FICO score.
