Different credit scores same agency

Anonymous · ‎02-11-2009

I have a wamu credit card and it give a free transunion credit score each month. my score from wamu was 705 and my score from my fico was 666. I actually was refered to my fico from the wamu web page. Does anyone know the reason why? Thanks

Anonymous · ‎02-11-2009

The FICO score is the correct score. The score that you received from WAMU like any third party score is a FAKE score.

When you apply for credit it is the FICO score that creditors go by.

fused · ‎02-11-2009

intheblack09 wrote:
I have a wamu credit card and it give a free transunion credit score each month. my score from wamu was 705 and my score from my fico was 666. I actually was refered to my fico from the wamu web page. Does anyone know the reason why? Thanks

Welcome to the forums!

The score you receive from WAMU is a FICO TU score. Its called a PFICO score, aka a credit-card enhanced FICO score. This PFICO scores weighs credit cards more heavily than the Classic FICO scores you pull here at myfico.