A buddy of mine from my gym works at a local grocery store in PA, and he’s lived in PA for over 3 years. Discover Bank has a judgment on him for credit card debt from back when he lived in NJ. He recently received a letter from Discover’s collection attorneys saying that they’re filing a wage garnishment order. They have NOT domesticated the judgment into PA, and are serving the garnishment order to the grocery store’s parent company’s (Albertson’s) branch in NJ. This is an Albertson’s corporate location, not a location where he currently or has ever worked. I’m thinking they’re doing this intentionally as a way to underhandedly wage garnish out-of-state, knowing that he doesn’t live or work in NJ. Heck, they even sent the letter to his address in PA, so they KNOW he doesn’t live in NJ!
Is this a violation of the FDCPA on Discover’s part?
