No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
So I have one last collection to take care of. It's with Diversified Consultants. I have been trying to get in touch with them for several weeks to no avail and today I see this. https://www.jaxdailyrecord.com/article/diversified-consultants-closing-jacksonville-hq-laying-off-25...
What does this mean? Did they sell off my collection or what do I do? It states that they tried to restructure their debt but were not able to. Not sure what my next step is to get rid of this collection and I'm sure there are more people with collections owned by Diversified.
Article says " The notice says it has one sole office now at 10550 Deerwood Park Blvd., No. 309." so they may try to collect until they all close. I'm sure they will sell whats leftover to another comany for pennies on the dollar to finish the closing. You could dispute it. If no one answers. Poof.
I saw that about the sole office remaining. I just wasn't sure if it was just an office with a couple people since they say they are laying everyone off. Should I even bother trying to contact that office? I found a second phone number but it's disconnected. I could dispute as you say but when do I dispute? In May? If they sold to another company then I can also try to get taken off my credit and wait for that next letter from the new agency and attempt to do a pay for not reporting agreement.
Is there a tactic hidden in here to get a pif collection removed if they close up shop?
If you file a dispute. There wont be anyone there to verify it. I dont think this is against forum rules for gaming the system. If no one is home. No one can answer the door. I'll leave it at that. Dont want my hand slapped.
For anyone who has a collection with Diversified Consultants, they are going out of business effective 4/30/2020.
jacksonville-based Diversified Consultants closes lays off 250
I'm assuming that if they are closing down, they aren't going to be in a position to respond to disputes from CRA.
I have filed a dispute with TransUnion as of yesterday. Hopefully, this will make the collection go away.
Diversified Consultants was notoriously hard to deal with... no PFD and rude. So you'll forgive me if I indulge in a bit of Schadenfreude. I hope each one of their employees winds up having debts go to CA and treats them with the same level of "respect" that they have treated us all these years!
FYI, I realize they may have and most likely sold the debts to another collector but again, I'm going to go out on a limb and assume they are not doing their due diligence in terms of providing the required documentation to any new CA... thereby giving additional grounds for disputes.
Is this the same place as diversified adjustments in minnesota?
@designated_knitter wrote:For anyone who has a collection with Diversified Consultants, they are going out of business effective 4/30/2020.
jacksonville-based Diversified Consultants closes lays off 250
I'm assuming that if they are closing down, they aren't going to be in a position to respond to disputes from CRA.
I have filed a dispute with TransUnion as of yesterday. Hopefully, this will make the collection go away.
Diversified Consultants was notoriously hard to deal with... no PFD and rude. So you'll forgive me if I indulge in a bit of Schadenfreude. I hope each one of their employees winds up having debts go to CA and treats them with the same level of "respect" that they have treated us all these years!
FYI, I realize they may have and most likely sold the debts to another collector but again, I'm going to go out on a limb and assume they are not doing their due diligence in terms of providing the required documentation to any new CA... thereby giving additional grounds for disputes.
I was wondering why this CA had dropped of my CR. Now might be a good time to deal with Sprint since they weren't willing to recall the debt when I last spoke to them!
Well THAT was fast!
I disputed on Wednesday and on Friday, got a notification from TransUnion that the account has been deleted. I fully expect some bottom feeder to hit my CR with another collection but in that case, I suspect that I can dispute again and request documentation... and fully expect that Diversified will not have provided sufficient proof.
Ding Dong! The Witch is Dead!
good luck everyone!
C23D62D6-8BE6-445A-92D7-7B27B5946BFF.jpeg
@designated_knitter wrote:Well THAT was fast!
I disputed on Wednesday and on Friday, got a notification from TransUnion that the account has been deleted. I fully expect some bottom feeder to hit my CR with another collection but in that case, I suspect that I can dispute again and request documentation... and fully expect that Diversified will not have provided sufficient proof.
Ding Dong! The Witch is Dead!
good luck everyone!
C23D62D6-8BE6-445A-92D7-7B27B5946BFF.jpeg
now is a great time to deal with the OC if you haven't yet already.....before they hire a new CA to take Diversified's place on your CR...just in case you still owe it, if not, congrats they are finally off!