E Oscar delete ?

[amckee]

Spoke directly to ceo of company he agreed to delete it yesterday said he would send with e Oscar called me back and said it was submitted.  I got a update. But not a good one 

how long does it take to update correctly when submitted with e Oscar 

and can someone explain all this non sense.  Of being late and not being late. Different apps show different things 

[Linnaea]

Can this be a data entry error? I'd call and check.... 

[amckee]

I just submitted the online dispute with equitable and included the ceo telling me in text it was going to be updated 

[og-aliensfan]

I want to make sure I understand.  According to the reports, you missed a payment (in January?).  The CEO was going to delete this entry for you, removing all late payments.  Instead, Equifax is now showing you were current in January, but 60 days late in February.  This isn't accurate.  You can't be current one month, and 60 days late the next.   The Equifax report appears to be from myEquifax.  This is a CMS, and it does make mistakes sometimes. 

Pull you reports from annualcreditreport.com to see what is actually being reported.  Can you tell us what is on your reports from annualcreditreport.com?

[amckee]

straight from annual credit report leading to equifax account this is a bunch of chaos.   One says late one doesn't one says 30.  On says 60 🤦‍♂️🤦‍♂️

[amckee]

See below 

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@og-aliensfan wrote:

I want to make sure I understand.  According to the reports, you missed a payment (in January?).  The CEO was going to delete this entry for you, removing all late payments.  Instead, Equifax is now showing you were current in January, but 60 days late in February.  This isn't accurate.  You can't be current one month, and 60 days late the next.   The Equifax report appears to be from myEquifax.  This is a CMS, and it does make mistakes sometimes. 

Pull you reports from annualcreditreport.com to see what is actually being reported.  Can you tell us what is on your reports from annualcreditreport.com?

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[GZG]

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@amckee wrote:

I just submitted the online dispute with equitable and included the ceo telling me in text it was going to be updated 

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it usually takes some time for stuff to be deleted, it's not like they can click a button and it will be gone in 5 minutes sort of thing.

and sometimes the process of deletion can happen in two steps: updating the information in one update and then after some time, actually deleting the information in a second update

if he said he would delete it, I would probably believe him and give him some time to do so. 

hopefully disputing with the written confirmation from him confirming that he would delete it, is good enough, but if not, you might need to give this some time so his deletion request goes through.

[og-aliensfan]

This says the Status is Pays As Agreed.  I don't see a late payment reported.  If this is from annualcreditreport.com, this is the only report that matters.