I remember when I had my house built. That feeling of accomplishment was exhilirating. Going through the Design Gallery was something else. I had 9 collection accounts from 2011-2013 that was all paid off in 2015 and I was able to successfully remove from all 3 bureaus. I couldn't be happier to see a clean credit report. It was good UNTIL the they were all gone and my credit history was ZERO. Its like I never existed. After Ch 13 in 2005, I paid everything in cash. Back to your concern, I may be wrong but I my experience was different.
1. If they are about to fall off in August, I assume they were derogatory accounts that's why you want them removed and have been reported for 7 years? If they play a major part in your "length of history", your scores might actually drop IF your Average Age of Accounts will go down.
2. I believe, the longer they have been there, those accounts would have very little significance to your credit worthiness at this point.
