EQUIFAX SCOREWATCH vs MYFICO SCOREWATCH

[Booner72]

I want that version then.  Nearly ALL of my paid medical collections are under 100 bucks.  I was soooo soooo soooo soooo duuuuummmmmmmbbbbbbb

[llecs]

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@RW771 wrote:

Hmm...well I was subscribing to Equifax Scorewatch earlier this year until I went to the bank in June and it was way off! The Equifax Scorewatch showed my score as being in the 620's, I MyFICO (Equifax) showed it as 543 and the bank had me at a 557! I am sooo incredibly confused??? I wish I could attach a scanned image or something showing the print outs of all 3...

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Not to distract from OP, but were all 3 scores pulled on the EXACT same day? I ask because your score can change every single day if you have a lot happening. Every time a CC updates or other TLs update, your score can go up or down. Back in my pull-FICOs-daily-for-a-mortgage phase, I recorded over a dozen score changes in one month. Of course with 25 CCs, it was easy to do.

[RW771]

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@llecs wrote:

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@RW771 wrote:

Hmm...well I was subscribing to Equifax Scorewatch earlier this year until I went to the bank in June and it was way off! The Equifax Scorewatch showed my score as being in the 620's, I MyFICO (Equifax) showed it as 543 and the bank had me at a 557! I am sooo incredibly confused??? I wish I could attach a scanned image or something showing the print outs of all 3...

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Not to distract from OP, but were all 3 scores pulled on the EXACT same day? I ask because your score can change every single day if you have a lot happening. Every time a CC updates or other TLs update, your score can go up or down. Back in my pull-FICOs-daily-for-a-mortgage phase, I recorded over a dozen score changes in one month. Of course with 25 CCs, it was easy to do.

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I'd have to double check and get back to you, but I do know I pulled my Equifax Scorewatch report the same day I went to the bank. If I didn't pull MyFico on the same day, it was definitely either the day before, because I wanted to see exactly where they showed me compared to where the bank showed me and how different all 3 were. If MyFico wasn't pulled on the exact same day, I still can't see how it would differ so much???