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Enhanced Recovery Company (ERC) unsolicited deletion

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TC1212
Regular Contributor

Enhanced Recovery Company (ERC) unsolicited deletion

Logged onto my husband's Credit Karma report after receiving a notice that this collection account was removed.  The collection was placed in June 2019 for a $229 AT&T bill.  We paid it in late 2019 and dispusted it a couple of times then, with no success.  Haven't attempted anymore deletions since then.  Early Christmas present I guess.  Smiley Happy  Don't have access to FICO score to see change, but Credit Karma only showed a 1 point increase.

Message 1 of 7
6 REPLIES 6
MileHigh96
Established Contributor

Re: Enhanced Recovery Company (ERC) unsolicited deletion


@TC1212 wrote:

Logged onto my husband's Credit Karma report after receiving a notice that this collection account was removed.  The collection was placed in June 2019 for a $229 AT&T bill.  We paid it in late 2019 and dispusted it a couple of times then, with no success.  Haven't attempted anymore deletions since then.  Early Christmas present I guess.  Smiley Happy  Don't have access to FICO score to see change, but Credit Karma only showed a 1 point increase.


A nice surprise!

 

If you do want to check actual FICO scores, credit.com offers a free 0ne month trial of the ExtraCredit paid version.  It will give you complete access to all of you FICO numbers.  I tried it for a week and it was a niced service.  I canceled before the renewal came up for the first monthly charge, but in that month you can at least get a chance to see what all the scores are.

BK7 discharged - 06JUL2021
Loans:

Revolving Accounts (in the order they were opened):

Closed accounts:

6/6, 6/12, 11/24 new accounts
TCL: $219.4K
Message 2 of 7
FireMedic1
Community Leader
Mega Contributor

Re: Enhanced Recovery Company (ERC) unsolicited deletion

Congrats! Maybe someone is in the giving spirit.  Smiley Happy



BK Free Aug25
Message 3 of 7
Ilinferno
Established Contributor

Re: Enhanced Recovery Company (ERC) unsolicited deletion

Congrats on the deletion that's definitely a nice surprise!

Message 4 of 7
TC1212
Regular Contributor

Re: Enhanced Recovery Company (ERC) unsolicited deletion

@MileHigh96  Thank you. I will try the trial subscription.

Message 5 of 7
TC1212
Regular Contributor

Re: Enhanced Recovery Company (ERC) unsolicited deletion

@FireMedic1 Merry Christmas to me. 😀

Message 6 of 7
TC1212
Regular Contributor

Re: Enhanced Recovery Company (ERC) unsolicited deletion

@Ilinferno yes, nice deletion. Thank you.

Message 7 of 7
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