Equifax dispute 30 day

Anonymous · ‎02-26-2017

I've submitted a dispute on line with Equifax on January 20 and it is pass the 30 day time. What can I do if my dispute still shows as "Pending" with no results?

Cherekas · ‎02-27-2017

Welcome to the forum! I would call them with the dispute number and request an update over the phone. I would also ask them to update the website with any information found.

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RobertEG · ‎02-27-2017

The 30-day period applies to their completion of their reinvestigation.

It does not apply to the period for receipt of results by the consumer.

The FCRA provides a reinvestigation period of (normally) 30 days, and then a period of five business days after conclusion of ther reinvestigation to send the Notice of Results of Reinvestigation. That could be another 8 days, and then if mailed, additional time to reach your mailbox.

Give it at least 40-45 days ......