Equifax

[CostantinoA]

I have had so many problems with Equifax.  I had numerous 3rd party service's that couldn't pull my Equifax file.  I called them and they said there is no block or anything on it.  JUst recently, that seemed to fix.  It is weird because of my other reports, I have 70 plus accounts reporting and on Equifax, half of that.  I have called the banks and they said they are reporting to them monthly.  They one day, I will wake up and I will have a bunch of accounts hit my report and stay on there for a week or so and then they go away again.  My inquires the same. 5x in the last 3 months, it goes from 0 inquires to 40's and then to 0 and back and forth.  Again, I called Equifax and they have no idea what is going on?

[rmduhon]

You may have a split file. That's where some of your information is separate from the rest and if it's getting pulled (for credit or monitoring) there's no telling which one they are getting.

[CostantinoA]

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@rmduhon wrote:
You may have a split file. That's where some of your information is separate from the rest and if it's getting pulled (for credit or monitoring) there's no telling which one they are getting.

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I asked them about the split file and they said no.....  How else can I check this?