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I have a TL on my EX CR from Sunrise Credit Services. The OC is T-Mobile. Sunrise is apparently the first CA that got the defaulted account. The account has been assigned to Midland Funding/MCM, who is the current CA. Can Sunrise continue to legally report this account they no longer own, and if not, how do I get the TL removed?
You can have 2 CA's listed for the same account, you need to find out who owns the account.
MCM is the current owner of the account.
@Anonymous wrote:I have a TL on my EX CR from Sunrise Credit Services. The OC is T-Mobile. Sunrise is apparently the first CA that got the defaulted account. The account has been assigned to Midland Funding/MCM, who is the current CA. Can Sunrise continue to legally report this account they no longer own, and if not, how do I get the TL removed?
Yes, 2 CAs can legally report but only one can actively collect.
If it is an accurate account you really should not dispute.