I am so confused by how many places have fako's vs ficos.
What is the best and cheapest place to get Experian and Transunion FICO scores? I have scorewatch with Equifax for $5.95/mo and also have access to EQ reports anytime and to fico score whenever there's a change but for the other 2 CRA's i'm clueless.
Can someone please give me direction? Also, while i'm repairing mine and my husband's credit, is it worth paying for a monthly service? Should i just get scores once a quarter and reports all the time?
Thanks!