Hi All- After lurking around a couple of months, I'm finally ready to send my first round of letters. I have three COs. Two are with Express and VS and both are still with OC, Express has a CA reporting but Express is still reporting the balance and has tried collecting. I'm going to send a DV to Asset Acceptance (UGH!) and a letter to get Express to remove negative info in exchange for PIF. VS, I'm going to send the letter to get negative info off in exchange for PIF. The third is an old Dillards card that is reporting zero balance and has been sold. I can't remember off hand who its with but this is my question. All these COs are beyond SOL and are going to fall off late 09 early 10. What will happen with the Dillards account if CA accepts the PFD I'm going to send? Does the Dillards CO still stay there? Is there a way to GW Dillards? Everyones comments/advice is much appreciated! 
