@risosers wrote:I wrote just a few emails to different people at my bank, explaining some old missed payments (reported as 30, and 60). To my utter surprise, they wrote back and said they would update the accounts to show "current for all months". I was so excited when I got notifications that negatives were removed from my account, until I saw that it lowered my credit score by 3 points. **bleep**. There is no winning in this world.
That seems quite bizarre.
Where you getting your scores from? Something else is going on. Or a full update hasnt occurred. Congrats BTW!
@risosers wrote:This is the only thing that changed.
June 9th 2022 - A delinquency / past due account was removed from your credit report
[Your FICO Score 8 based on TransUnion data is down by 3 points to 705.]
TransUnion -3 705
A delinquency / past due account was removed from your credit report
That may be the only *alertable* thing that changed, but it may not necessarily be the *only* thing that changed. Some events don't trigger an alert, and score decreases/increases aren't always tied to the alert itself. I'd suggest going over your report with a fine tooth comb and compare EVERYTHING side by side to truly ensure nothing else changed.
