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I have one collections left on my report (almost 2 years old) that is being reported by AmerAssist Solutions. It's a dental bill for $1600 -- I've received emails from them saying they are willing to settle for $800 in order for the original creditor to 'liquidate' the account. Has anyone dealt with them before? Do they do pay for delete?
Never dealt with them myself but they have a lot of complaints....looks like some fun to deal with them.
You might try contacting the dentist's office directly and see if they would be willing to recall the account in exchange for you settling with them.
Medical collections are some of the easiest to get removed from your CRs, here are the steps that you should follow to address them:
1. Call the OC and see if insurance can be billed, (or-rebilled), collections ultimately paid by insurance get removed per new rules that came from CRAs settlement with 22 state AGs. If not then
2. see if you qualify for Charity Care, if not then
3. ask that they recall the collection in exchange for full payment
4. Send the reporting CA a PFD offer
5. Google the HIPAA Process and contact its creator for help, this process cannot be discussed in any forum of myFico.
thank you to both of you! going to try these steps now...it's my last collection on my reports so i'm excited to hopefully get it off