@Anonymous wrote:
That's a good point... 10% will be tough to do. It's a 3k limit, so i'll have to keep it under $300.
Maybe i can limit it to just a few bills at first, and then shift more to it once the credit limit increases after awhile.
Speaking of which, how can I expect credit limit to work? Assuming my payments are always on time and my credit-to-debt ratio is very low (under 10% on both cards), how long does something like a credit increase take? Months? Years?
It's really not tough to do. Cap1 has two different mobile apps that you can use to keep track of your balance and make a payment whenever you want to. I know you want to set them up to autopay and that is good to make sure you never make a late payment, but you can still make a payment whenever. In my experience Cap1 likes to see use on the card when evaluating for a cli.
