Has anyone had any luck with getting Westlake Financial to remove their TL? I had a car loan through them 2 years ago and they were the worst customer service I have ever dealt with. I had a few lates and they were quick to repo my car not even 2 months late! At the end of the loan it was repo'd after being around 40+ days late. At that point I decided I was done and spoke to a manager and paid the balance in full and picked up car and my title was sent to me. The manager on the phone said once i paid the balance they would fix my credit report to a good standing and mail title.
I check my credit reports and it is shown as Account status: Closed deragatory, Payment status: Collection/charge-off Remarks: Payment after charge off/collection
Paid profit and loss. I was never told this was charged off. This is my final bad thing on my report and I just want it gone! It does not report late dates, but it is closed deragatory and is pretty recent so my scores are tanked. I have tried disputing to no avail.
Anyone that has any tips or has had luck with them, please let me know! Maybe EO contact info, or any suggestions as to how to get rid of this.
Thanks!
