I was victim of credit card fraud from 1998-1999. I verified the credit cards were not mine back then and never paid on them. I live in TN and most of this credit is written off but one card has stayed with balance of $20,000 since I never paid on it...I think when I caught it, the credit card was maybe $1000. The statute in TN should be 7 yrs so why is this still showing on my credit after 9-10 yrs? I did not file bancrupcy since this was not my credit. I had personal loans and some credit cards back then that were mine and I paid them all on time and in full. I need a car bad and don't know what to do. I have to work and my car is 1991 and falling apart.
