So I was looking at my Experian report and noticed that there is a hard pull (two actually) from Hirshberg Acceptance on there but under permissible purpose it says that they pulled because on an auto loan. I have never applied for an auto loan in my life. These people are a CA and are reporting on my Transunion for an old CC. Can they hard pull for Auto Loan if they are really pulling for collections?? I mean I know that they can pull for collections so why lie?
Any advice would be great, Thanks...