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How It Started, How It's Going

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mmajer4211
Regular Contributor

How It Started, How It's Going

I'm officially 2 years into my rebuild and it could not have gone better. The picture only reflects from March of 2019 but I started it in January of 2019 with a subscription to Experian to begin with. I believe after a 2 year rebuild I can officially stop calling it a rebuild and just refer to it as building. The Experian score on MyFico will update to 789 as well as soon a MyFico updates it (they are a little slow according to the Experian site). This site has taught me so much it's unreal. It's been a complete 180 degrees since I started reading these forums and taking advice. Not only are my credit scores better but my overall financial situation is the best it's been just by being a little smarter with everything. Thanks to this site and thanks to everyone that has contributed to my success! Sorry if it sounds like I'm bragging but I'm extremely proud of what I accomplished and hopefully it will inspire others as well.Dashboard _ myFICO Member Center.jpg

MASSIVE OVERHALL (48) MONTHS IN



Message 1 of 7
6 REPLIES 6
thornback
Senior Contributor

Re: How It Started, How It's Going

Brag away!! You've earned it.  🥂Congratulations on your successful rebuild and all the best during your future build.

Enjoy 😊

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"
Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA:
4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:  


Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.
Message 2 of 7
Anonymous
Not applicable

Re: How It Started, How It's Going

You're killing it OP - if that turnaround isn't grounds to brag, nothing is. Yell it from the mountaintops Smiley Happy

Message 3 of 7
Bankrupt2019
Established Contributor

Re: How It Started, How It's Going

Great work! Keep it up.









Message 4 of 7
simplegirl
Valued Contributor

Re: How It Started, How It's Going

Congratulations! Are all your negatives removed?








Starting Score: 494 503 521
Current Score: 503 507 507 2/19
Goal Score: 680


Take the myFICO Fitness Challenge





Goals:

Get First Home in Summer 2025
Message 5 of 7
L3K
Established Member

Re: How It Started, How It's Going

Congrats! Goals!

Message 6 of 7
mmajer4211
Regular Contributor

Re: How It Started, How It's Going


@simplegirl wrote:

Congratulations! Are all your negatives removed?


They sure are! They've been removed for quite some time now. I got lucky on a few of them coming off but persistance is the key.

MASSIVE OVERHALL (48) MONTHS IN



Message 7 of 7
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