@FireMedic1 wrote:
Of course the ultimate goal is to get out of debt and your doing a great job so far. The biggest gains score wise would be to get the charge offs settled or paid in full.
Let me ask you this though, in my case here https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Can-someone-shed-some-light-onto-this-for-me...
If I pay LVNV and settle my debt this way, will the Fingerhut Payment Status "Charge off" change on my report since the sold it? Or am I stuck with that on my report for 7 years? I am hoping I can get LVNV to PFD on this and that it will drop off and if it does their Collections entry will be gone, but what happens to the negative one with Fingerhut?
