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How do you determine your middle score?

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Frequent Contributor

How do you determine your middle score?

The one they use when you apply for a mortgage and things.
Message 1 of 7
6 REPLIES 6
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Valued Contributor

Re: How do you determine your middle score?

The middle score of the three..the second to highest...the one that is in the middle...when you line them up smallest to largest...
Message 2 of 7
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Moderator Emeritus

Re: How do you determine your middle score?

You have 3 scores. Cross out the highest, cross out the lowest. The one left is your middle.
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Message 3 of 7
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Moderator Emeritus

Re: How do you determine your middle score?

And to add, correct if I'm wrong, but if you are applying jointly with your spouse, the lowest of the middle scores between the two is chosen.
 
Message 4 of 7
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Moderator Emeritus

Re: How do you determine your middle score?



llecs wrote:
And to add, correct if I'm wrong, but if you are applying jointly with your spouse, the lowest of the middle scores between the two is chosen.
 



I believe so. But I also read once that the middle score of the one with the highest income or the "primary" applicant.
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Message 5 of 7
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Valued Contributor

Re: How do you determine your middle score?

Its always the middle score of the lowest...
Message 6 of 7
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Moderator Emeritus

Re: How do you determine your middle score?

So long as your scores look like this you'll be fine:
 
Spouse: EQ 745, EX 413, TU 739
 
Me: EQ 738, EX 402, TU 735
 
Bingo it's 735!
Message 7 of 7
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