How is my file looking? Suggestions?

[Anonymous]

Did the recent apps yield any approvals?

[cartwrna]

My QS1, but had to recon. I put an app in to Chase twice. Once for a refi that was denied, and for the freedom which was denied. Also appd discover IT and was denied. Funny thing about the Freedom is you see people talking about how it's for great credit and it's hard to get, but it was actually the first cc I ever had right after I turned 18 a little over 7 years ago. I had no credit whatsoever at the time aside from a collection for a $20 bad check when I was 16 :-P That's back when I thought credit was a joke so I maxed it out and never paid for it. It was just deleted from my report end of 2013 after I disputed account info.

[Anonymous]

It might have been your history with them that got you the denial. It may also be that, back then, you didnt have any credit negative and now you do. 

[cartwrna]

I used the shopping cart trick for my Buckle and Overstock card so as far as I know those were just SP. Haven't got any alerts to a HP thus far for those.

[Anonymous]

That's awesome! 

[Anonymous]

I too, have a CO with Verizon...Have you tried going directly to someone in the EO or emailing the VP?

I've tried calling customer service, sending letters, etc..and have had no luck with a PFD.

I'm going to try reaching out the the VP of the Midwest region to see if I can get this resolved by the end of Jan.

http://www.verizonwireless.com/aboutus/leadership/executive.html

Have you tried contacting any of these people with a PFD letter explaining your situation? it's worth a shot!

Keep me updated on your situation with VW, and I will in return.

[cartwrna]

I've tried EO office twice, as well as emails to some of them. No luck yet unfortunately.