@Anonymous wrote:
@gdale6 wrote:
@Anonymous wrote:
@Anonymous wrote:
There is no "next step". Thats the problem with DV'ing items - it puts the ball in their court and takes all control out of your hands.
So im thinking 30 days if no reponse Direct dispute? then if they verify PFD?
You would first have to cancel your DV request, a DV places a cease communications until they do validate on them so its illegal for them to talk settlement or anything else with you. There is no timeframe that has to be followed by them to validate.
But if they don't respond and its still on my CR i assume they just trashed my letter. What am i waiting for then?
No. That would not be a correct assumtion. A DV does NOT require deletion of prior reporting. It only stops subsequent collection activities, i.e., they cannot "update" reporting or perform any other collection activities such as contacting you or sending bills. As I said before a DV takes control out of your hands and places it in theirs until such time as they choose to validate.
