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How long to wait after sending PFD?


How long to wait after sending PFD?

I have sent Certified PFD letters to Midland and Calvary Portfolio but haven't heard from them. I did offer a pretty low amount but was hoping to at least get a counter offer! How long should I wait before I send them another PFD with a higher amount?


I should note that before I started trying to work on my credit these companies were offering me settlement amounts that where close to my offer.

2/6/15: Credit Karma: 626
4/23/13: TU 615, EX 600, EQ 581
1/16/13: TU 585, EX 525, EQ 514
Goal: Purchase Second Home ASAP

Cards: Cap1 Secured - $300; Authorized User on Chase Card: $5500.
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Frequent Contributor

Re: How long to wait after sending PFD?

I'd wait at least 30 days.  Next round, just send PFD offers regular mail -  certified is not necessary. 

Last HP 8/29/14

Message 2 of 3
Moderator Emeritus

Re: How long to wait after sending PFD?


Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
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