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I've been repairing my credit report since July 2015 and I have been doing a pretty good job. I went from scores in the 550's to scores of around 630. I have 4 credit cards as of now. Is that enough?
Cards that I own:
Capital one: credit limit of 1000
Capital one quicksilver: credit limit of 750
Credit Union credit card: credit limit of 1000
Barclay credit card: credit limit of 2000
Yes, build your cards and scores a bit more. Things will begin to open up once you get over the 650ish range and higher. You'll be able to get higher limits and better cards, which will help out your score and overall credit outlook.
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |