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How many points did your score go up after removing a satisfied state tax judgment/lien ?

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Lou_Rod87
Established Member

How many points did your score go up after removing a satisfied state tax judgment/lien ?

I had a satisfied NYS tax judgment set to come off in October. I filed a complaint on CFPB and it's been removed. It was filed back in 2011 and paid in 2012. It was my only negative on my report so im excited to finally get it off! 

 

Transunion is giving me a hard time. They're treating it like a lien, and have it coming off my report in 2019. The satisfaction letter from the NYS says its a judgment. Experian and Equifax has them as judgments but TU doesn't want to change it.

EXP: 683 TU: 716 EQ: 716
Message 1 of 9
8 REPLIES 8
Lou_Rod87
Established Member

Re: How many points did your score go up after removing a satisfied state tax judgment/lien ?

Anyone?

EXP: 683 TU: 716 EQ: 716
Message 2 of 9
Anonymous
Not applicable

Re: How many points did your score go up after removing a satisfied state tax judgment/lien ?

I got a indiana state tax lien removed and saw about 15-20 increase. But I also have a recent BK. The BK held back a big increase for me. If the tax lien was your only biggie, I'd expect 50+ bump! Good luck!
Message 3 of 9
Lou_Rod87
Established Member

Re: How many points did your score go up after removing a satisfied state tax judgment/lien ?

Thanks!

EXP: 683 TU: 716 EQ: 716
Message 4 of 9
Rebuilder2016
Contributor

Re: How many points did your score go up after removing a satisfied state tax judgment/lien ?

Judgement removed 18 point jump.
Message 5 of 9
Anonymous
Not applicable

Re: How many points did your score go up after removing a satisfied state tax judgment/lien ?

Rebuilder2016,

Do you have other biggies holding you back like a BK?

That seems low if you don't?

Message 6 of 9
Anonymous
Not applicable

Re: How many points did your score go up after removing a satisfied state tax judgment/lien ?


@Lou_Rod87 wrote:

I had a satisfied NYS tax judgment set to come off in October. I filed a complaint on CFPB and it's been removed. It was filed back in 2011 and paid in 2012. It was my only negative on my report so im excited to finally get it off! 

 

Transunion is giving me a hard time. They're treating it like a lien, and have it coming off my report in 2019. The satisfaction letter from the NYS says its a judgment. Experian and Equifax has them as judgments but TU doesn't want to change it.


I had an old Cap1 CO which resulted in a judgment. I got the CO off the last 2B's this week (judegment will stay till 2022) and got over 50pts on EQ & EX. TU had EE'd it earlier and I got about a 60pt jump out of them. I still have the PR/Judgment and that's the only other negative I have on my reports.

 

Here's the thread for the EE;

 

http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Equifax-EE-of-old-CO-YAY/m-p/4496709#M474990

Message 7 of 9
Rebuilder2016
Contributor

Re: How many points did your score go up after removing a satisfied state tax judgment/lien ?

I have one paid charge off and one paid collection that are stuck like glue on all three Credit reports!
Message 8 of 9
Lou_Rod87
Established Member

Re: How many points did your score go up after removing a satisfied state tax judgment/lien ?

57 point bump on my EQ score!!! I'm at 778 now. 

EXP: 683 TU: 716 EQ: 716
Message 9 of 9
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