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How to raise my score

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How to raise my score

I was wondering how to raise my credit score to a atleast 625 by november, currently I have 565 TU 558 EX and EQ 576 I have one revolving credit First Premier and a Ttibute cc that is close that i am still paying the balance on. How many revolving credit accounts should i have. I only at the max get ten points a month from both cards. Please help
Message 1 of 6
5 REPLIES 5
Valued Contributor

Re: How to raise my score

Are those scores your real (FICO) scores? Where did you get them?
 
Can someone with a long credit history - and good scores - add you as an AU on one or more of their accounts?
 
Since it appears you have only 2 cards, get you balances to < 10%, preferably < 3%. Have 1 of your 2 cards show a zero balance. 
 
.
 
  
New York Yankees - 2009 World Series Champions. 27... and counting.....
Message 2 of 6
Contributor

Re: How to raise my score

I got the score from truecredit.com people are telling me that this scores are not real.  I tried to get my stepmother to put me on her cc as a AU but she was to afraid too
Message 3 of 6
Frequent Contributor

Re: How to raise my score



goose3500 wrote:
I got the score from truecredit.com people are telling me that this scores are not real.  I tried to get my stepmother to put me on her cc as a AU but she was to afraid too



TC gives out FAKO scores.  Pull your scores from this site.  You might be suprised by the difference.  Hopefully a plus in your favor.
 
Good luck
 
v/r
JShidell
Message 4 of 6
Moderator Emeritus

Re: How to raise my score



JShidell wrote:


goose3500 wrote:
I got the score from truecredit.com people are telling me that this scores are not real.  I tried to get my stepmother to put me on her cc as a AU but she was to afraid too



TC gives out FAKO scores.  Pull your scores from this site.  You might be suprised by the difference.  Hopefully a plus in your favor.
 
Good luck
 
v/r
JShidell


Yep. YMMV, but by TU FICO score has been as much as 90 points higher than my TC FAKO score. But ignore the scores and advice from TC.
Message 5 of 6
Frequent Contributor

Re: How to raise my score

My TC scores are almost 100 points lower than myfico scores also.  Only use TC to monitor changes to my report.
Message 6 of 6
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