I hate GEMB

[tryingtostartover]

So I pull my credit reports last week and GEMB/Sams (charge off) is off my TU and EX and not on my Innovis report ( I bought that one too)....woohoo. THEN, I come home today to find a letter from GEMB stating that they will be updating ALL 4 of my credit reports to state PAID IN FULL.  Can they re-add it to my reports after they deleted it????

[kjm79]

I THINK I've read on here (one of RobertEG's posts IIRC) that if it was disputed and removed for lack of verification or inaccurate info then the creditor can re-report the account.  Also, I think if it's deleted for certain reasons (like unable to verify or inaccurate info) they have to file some sort of certificate saying the info is accurate.  But unfortunately, I do think there are instances when they can re-report. 

[RW771]

Good luck with this company. They have been a thorn in my side since 2007. I paid these accounts off years ago (GEMB/Sams and GEMB/Walmart) and just within the last year discovered this site and didn't know it was possible to offer PFD or have anything removed via GW. Anyway, I have sent both companies GW's every 2 weeks for the past several months. I haven't heard anything back and even emailed the CEO and nothing. I know you can't win them all, but some kind of response would be nice. I've had luck and even received personal phone calls from CEO's and higher ups from many other big companies so I know it's possible to have some luck with these big companies.

I feel your pain. I hate GEMB with a freakin passion myself.

Edited to fix typos and acronyms that don't exist. lol