I need help BADLY

[Anonymous]

I am looking to buy a home in the next 9 months but my credit isn't all that good. My student loan is in good standing as is my child support, and an old credit card from when I was in college is in good standing and open but I don't use it. I have a lot of medical debt about $4,000.00 of it and an in collection $700.00 comcast bill. I am paying the Comcast bill this Friday. How do I raise my credit score from a 565 to an elligible number for a home loan in that 9 month time frame. Please Help!

[haulingthescoreup]

Hi, welcome to the forums! I'm moving your post over to Rebuilding Your Credit.

You need to read the HIPAA medical collections thread stickied there, and before you give Comcast any money, find out first about a PFD (Pay For Delete.)

Use the card and keep it paid off --don't carry balances.

If you haven't already, please read Understanding Your FICO ® Score and Credit Scoring 101 (at least the first post.)

These will give you the background knowledge you need to understand what you read here on the forums.

Good luck!