@Anonymous wrote:
@dekelley1 wrote:
If you are disputing a late payment on a current account then that wouldn't go to the collections section would it? And does it depend on the comment, or will any dispute effect your credit score adversly?
Disputes don't always adversly affect your score.
When you are disputing an account and it is marked as being in dispute, FICO ignores certain parts of the account. If that part was helping you, then you'll see a decrease. If hurting you, you'll see an increase.
And I bet there is no way to tell what part is being ignored.
Starting Score: 615