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If ONE CRA deletes, must the OTHERS???

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IncrsCredScore
Frequent Contributor

Re: If ONE CRA deletes, must the OTHERS???

Would you mind posting a copy of the letter you sent to the CRAs, please.


@kjel wrote:

After I finished rehabbing my student loans and the new servicer started reporting, I disputed with all three bureaus in an attempt to get them removed on the basis that the loans were rehabilitated and the new loan servicer had the same origination date as the ones with the derogatory history which made it look like I had twice the amount of loans. All three CRAs delated the defaulted TLs.

 


 

Message 11 of 16
Anonymous
Not applicable

Re: If ONE CRA deletes, must the OTHERS???

Good luck on your recon with them, I hope it works out for you. I just got my Sallie Mae card and I'm very excited to utilize it and have it grow with me.

Message 12 of 16
ERoosky99
Regular Contributor

Re: If ONE CRA deletes, must the OTHERS???


@IncrsCredScore wrote:

Would you mind posting a copy of the letter you sent to the CRAs, please.


@kjel wrote:

After I finished rehabbing my student loans and the new servicer started reporting, I disputed with all three bureaus in an attempt to get them removed on the basis that the loans were rehabilitated and the new loan servicer had the same origination date as the ones with the derogatory history which made it look like I had twice the amount of loans. All three CRAs delated the defaulted TLs.

 


 


I wanted to see that letter as well, LOL!  If you don't feel comfortable posting here I'd appreaciate a PM.

Current FICOs: (11-02-15) EQ- 623 (628) / EX- 643 / TU- 679
Starting FICOs: (May 2014) Low to mid 500s (all 3 bureaus)
GOAL: As HIGH as possible! All 3 FICOs above 680/700 will be NICE!!!
Total Credit Limits- $104,120
Message 13 of 16
ERoosky99
Regular Contributor

Re: If ONE CRA deletes, must the OTHERS???


@Anonymous wrote:

Good luck on your recon with them, I hope it works out for you. I just got my Sallie Mae card and I'm very excited to utilize it and have it grow with me.


THANK YOU!  I have received all the cards that I have applied for lately with the exception of the Barclaycard.  With the improvement of the TU credit profile, I am hopeful...

Current FICOs: (11-02-15) EQ- 623 (628) / EX- 643 / TU- 679
Starting FICOs: (May 2014) Low to mid 500s (all 3 bureaus)
GOAL: As HIGH as possible! All 3 FICOs above 680/700 will be NICE!!!
Total Credit Limits- $104,120
Message 14 of 16
ERoosky99
Regular Contributor

Re: If ONE CRA deletes, must the OTHERS???

I sent disputes to the other two CRAs, so now I'm playing the wait-and-see in 30-45 days game... I'm so impatient.

Current FICOs: (11-02-15) EQ- 623 (628) / EX- 643 / TU- 679
Starting FICOs: (May 2014) Low to mid 500s (all 3 bureaus)
GOAL: As HIGH as possible! All 3 FICOs above 680/700 will be NICE!!!
Total Credit Limits- $104,120
Message 15 of 16
IncrsCredScore
Frequent Contributor

Re: If ONE CRA deletes, must the OTHERS???

Would you mind sending a copy of the letter(s) you wrote to me.  You can PM me if you don't want to post to the message thread.  TIA.


@ERoosky99 wrote:

I sent disputes to the other two CRAs, so now I'm playing the wait-and-see in 30-45 days game... I'm so impatient.


 

Message 16 of 16
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