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In the 670's club!

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Anonymous
Not applicable

In the 670's club!

The last holdout- Experian- finally updated today. I am in my 670's all across the board!

 

If I am being completely honest, I didn't quite expect progress to be this fast since I started rebuilding my credit from the low 500's back in the first week of February.

 

I did the rebuilding all by myself, based on the threads and advice given on this forum.

 

Tomorrow is my 3B full pull. I'm hoping that my mortgage scores will follow the same general upwards trajectory.

 

Thanks again to everyone on here! Incredible source of information you guys are. Thank you. Screenshot_20200404_074413.png

Message 1 of 16
15 REPLIES 15
Red1Blue
Super Contributor

Re: In the 670's club!

Congrats. I am sure it was lot of hardwork.

Message 2 of 16
AllZero
Mega Contributor

Re: In the 670's club!

Congratulations on your success!

Message 3 of 16
FireMedic1
Community Leader
Mega Contributor

Re: In the 670's club!

Nice. Here comes the 700 club! Congrats!


Message 4 of 16
Anonymous
Not applicable

Re: In the 670's club!

Congratulations on your success! 👍

Message 5 of 16
19eighty5
Senior Contributor

Re: In the 670's club!

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 6 of 16
Nikki66972
New Contributor

Re: In the 670's club!

Congratulations on your success!!!!

Starting Score: 589
Current Score: 589
Goal Score: 680

Take the myFICO Fitness Challenge

March 2020
Message 7 of 16
Anonymous
Not applicable

Re: In the 670's club!

UPDATE:

 

Just got my 3B pull in. My middle mortgage score jumped a full 20 points to 647! WOO HOO!

 

Now we're in good shape for refi the house, with another refi next year (or two years) when my mortgage scores get into the 700's.

 

SO thrilled! All the work I did, I learned here. No shortcuts- just paid everything down, deployed AZEO, and let the chips fall where they may.

 

Seriously, I'm very happy!

Message 8 of 16
Anonymous
Not applicable

Re: In the 670's club!

Verrry nice! 700's here you come! Heart

Message 9 of 16
Anonymous
Not applicable

Re: In the 670's club!

Screenshot_20200428_085923.png

 

Inching closer and closer to the 700's club. Probably won't get there until July-August, at the mininum.

 

I've since switched to Disco as my AZEO. That has a $15 balance while all my other cards are at $0.

 

Message 10 of 16
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