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I was recently referred to this program with an illustrious "Dr. Grayson" that promises 50-100 point increase in 90 days due to a "hack in the FICO algorithym"
Has anyone heard of this program or can some expert shed light on what it does? It is a bit pricy, and I have worked with other services before, with minimal results.
However, now, I am getting desperate. I cannot for the life of me get my credit to jump anove 619.
Here is the LINK to the site I am looking for answers on.
Any help is appreciated.
Thanks!
Avoid them like the plague. Just the statement "hack in the FICO algorithm" is a HUGE red flag - an indicator that they are clearly NOT 'above board'.
What negatives are currently on your report? What active credit lines do you currently have? What installment loans do you have? What about lates? What inquiries are on your report?