cancel
Showing results for 
Search instead for 
Did you mean: 

Is Synchrony removing charnge offs?

tag
dpsyche4
New Contributor

Re: Is Synchrony removing charnge offs?


@kflo01 wrote:

Funny to come across this post. The answer is yes. They are. I had Amazon, Paypal and Walmart come off all my 3 reports the last 2 or 3 months, IDK why this is happening but Im not going to look a gift horse in the mouth either. They were all for around 1,000 to 800.00 each.


Were these accounts paid off either through the CA or to Sync prior to being removed? 

Message 11 of 13
Cleaningitup2016
Frequent Contributor

Re: Is Synchrony removing charnge offs?

I had the same thing happen.

I had 3 charge offs with Synchrony.

All paid. All sold to collection agencies years ago. Hence why they have no balance.

One charged off Feb/2016, the other Apr/2016 and the last one Dec/2016

I also had one from Walmart that charged off Jan/2016, although it actually fell off my report earlier than the other 3.

Why? No clue. It fell off sometime around March of 2018.

 

Credit Card companies have a name for those who pay their bill in full each month: Deadbeats
Message 12 of 13
Cleaningitup2016
Frequent Contributor

Re: Is Synchrony removing charnge offs?

I also noticed all 3 charges off being removed only upped my score about 15 points, go figure..

Credit Card companies have a name for those who pay their bill in full each month: Deadbeats
Message 13 of 13
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.