Is this an error? How do I fix it?

[amh783]

On 3/15/2010 I settled a $1561 collection for a one time payment option of $652.56 with Arrow Financial Services. The OC was Providian.

I noticed that AFS reported two random "KD" on my Equifax in April 2010 and Oct 2010. All other months have nothing reporting. Clearly, those should be removed right?

Providian is still listed on my account, with the last report being "OK" (after months of KD's) in March 2010.

Do both AFS and Providian stay on as trade lines? Should I report the two KD's from AFS as errors - and to whom to do I report them to? 

[Anonymous]

Arrow can't report that type of information, they are a CA. 

I would send them a GW letter first to see if they will delete.  If they won't they need to remove those KD.  Nothing should be reported as negative after you paid the account.

Yes, both of them will stay on your CR.