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Just Busted a Collection Agency for breaking rules but not sure which ones.... and now what?

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Anonymous
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Re: Just Busted a Collection Agency for breaking rules but not sure which ones.... and now what?

Lol!   Smiley Wink
Message 21 of 23
Anonymous
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Re: Just Busted a Collection Agency for breaking rules but not sure which ones.... and now what?

How does one find out the DOFD without re-aging the account?  Is there a letter one could use for this purpose on this site?

You all are so helpful and the BEST!!  Funny tooo!!Smiley Very Happy

Message 22 of 23
Anonymous
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Re: Just Busted a Collection Agency for breaking rules but not sure which ones.... and now what?

If you do a DV, they should provide the information from when it went current to when it went dilequent.

 

From my what I understand, not every company responds to the DV's...and they don't have to by law if they stop collection efforts.

 

You could also call the Original Creditor and ask them for back records that involve the time you might have gone late.  There will probably be a fee for this service...is it worth it to get the CRA to report accurately?

 

A suggestion for right now and the future, keep a log of when your payments are due, and if you missed one!  Then you will have accurate information in the future..

 

Let us know what you decide to do! 

Message 23 of 23
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