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Keep at it folks, 21 point increase!

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Anonymous
Not applicable

Keep at it folks, 21 point increase!

I finally got an SW alert today that my new secured CC hit my report and I got a 21 point jump!!! Creditkarama jumped me 32 points. It is my first of 2 new rebuilding cards, so I expect another jump once the other hits.

 

Just wanted to tell those of you down a bit lately to keep at it. For some, rebuilding doesn't take all that long. Well, it's taken me close to 3 years and a LOT of headaches. I am finally just now getting my rebuilding cards. Optimism is key my friends Smiley Happy

Message 1 of 11
10 REPLIES 10
PapasWifey
Regular Contributor

Re: Keep at it folks, 21 point increase!

Hey that's great! Congratulations.


Starting Score: 576 EQ 1-12-13
Current Score: 588 EQ 2-3-13
Goal Score: 650


Take the myFICO Fitness Challenge
Message 2 of 11
Repo-ed
Senior Contributor

Re: Keep at it folks, 21 point increase!

Gives me hope

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 3 of 11
Anonymous
Not applicable

Re: Keep at it folks, 21 point increase!

Great news, congratulations!

Message 4 of 11
annielorie
Valued Contributor

Re: Keep at it folks, 21 point increase!

I love the support and love everyone trys to give each other


Starting Score: 0
Current Score: TR??FICOEQ ?? FICO
Goal Score: 760

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Chase freedom 800 Never take NO for an answer!!
Message 5 of 11
Anonymous
Not applicable

Re: Keep at it folks, 21 point increase!

Wow! Went ahead and pulled my TU fico today to see what it did when my secured CC hit it, 34 point jump!!!! 646 to 680. Amazing. I couldn't have asked for more, well, I could have lol, but I am most definitely grateful ... 3 years of rebuilding is worth this joy Smiley Happy

Message 6 of 11
Lois5669
Frequent Contributor

Re: Keep at it folks, 21 point increase!


@Anonymous wrote:

Wow! Went ahead and pulled my TU fico today to see what it did when my secured CC hit it, 34 point jump!!!! 646 to 680. Amazing. I couldn't have asked for more, well, I could have lol, but I am most definitely grateful ... 3 years of rebuilding is worth this joy Smiley Happy


Awesome! You've done a fantastic job! Smiley Happy

Starting Score: EQ = 550; TU = 491(2/10/12)
Current Score: EQ = 669; TU = 674(6/20/14)
Goal Score: 700+


Take the FICO Fitness Challenge
Message 7 of 11
pizzadude
Credit Mentor

Re: Keep at it folks, 21 point increase!

Congrats !! That's a great score boost !! Keep up the good work Smiley Happy
March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 8 of 11
by2
Valued Member

Re: Keep at it folks, 21 point increase!

Way to go but only trust the myfico scores!!!! I use the other to gage rather or not spend money to pull myfico scores I see a rise!!!

Starting Score:TU 62611/07/2011
Current Score: 72704/23/2012
Starting Score:EQ 60511/07/2011
Current Score: 69012/20/2012
Goal Score: 760+
Take-the-FICO-Fitness-Challenge/Take-the-FICO-Fitness-Challenge-for-...">Take the FICO Fitness Challenge
Message 9 of 11
turts14
Regular Contributor

Re: Keep at it folks, 21 point increase!

quick question?  how long was the secured card opened and how many payments did you make before you saw the score jump?  I am looking at making a quick increase in the next 90 day's.  My fear is when I set up the secured card my score will intially drop due to opening a new account and I will have to wait 3-4 months for the new payments to post. 

 

Thoughts?

 

Thank you

Message 10 of 11
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