Kept attacking after a year charge off finally removed

[mfinsmi1]

I focused on credit repair 2022 got my accounts current and raised my score nearly 150 points but I continue to attack the old charge offs that stay on my report . Finally - got one charge off deleted ! My advice - keep trying you'll see results 

[M_Smart007]

Congrats!!!

#NeverGiveUp

[mfinsmi1]

its a beautiful sight to finally see this 

[OmarGB9]

How did you manage that?

[Traveler101]

Congratulations on your persistence. Glad it paid off for you. One last report here for me to get derogatory free. Hopefully next month. It's great to see progress for sure.

[BreakingOldHabits1]

Congrats!!! Thats pretty much what I'm dealinf with at the moment. EQ seems to be the hardest to budge on removals recently. Good job and hates off to you for being persistent, keep it up!

[mfinsmi1]

@OmarGB9 i changed from factual disputing (which only gets many so far) to metro 2 compliance 

[BreakingOldHabits1]

@mfinsmi1 how many rounds did take with metro2?

[daveg38]

@mfinsmi1  if you don't mind, can you provide the letter you used to get this chargeoff removed? Sharing this could potentially help alot of people. It would be awesome if you did (or maybe PM people with it who ask?).

Thanks.

[mfinsmi1]

@daveg38 its impossible to share the letter for everyone to use - its speficially coded to my own credit report . It can not be copy and pasted like a factual dispute letter. For those interested , do research on metro 2 like i did