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Hello all I have been repairing my score for years now. Finally I get my score up to 760 and boom I have a collection pop up on my report and drop my score 100 points 🙁. The amount is only $228 which I can pay. The problem is I want it to drop off my report completely. I called the OC (comed) but they were no help. Has anyone had any luck with lj Ross? Any help would be appreciated as I am in the process of getting a mortgage loan.
Just googled around and cannot find anything on this CA
I'd give them a call to see if they take PFD. If the first person says no - keep trying lol.
They are impossible to deal with. I had a $94.00 balance due on an electric bill. It was the balance due on the last bill before moving out of my apartment. They sent letters to me old address which I never received because of course I didn't live there anymore. One day, I received an alert from the credit bureaus regarding the balance. I paid the balance the next day LJ Ross refused the remove the collection from my reports.
I don't think you will be able to get anywhere with them but it's worth a try