Medical Bill - $300

[RedHeadGirlLA]

I'm working with my husband to fix his credit.  We pulled his credit report and it looks like there is a random medical bill that was never paid from a surgery he had.  What do we do?  Contact the orginal doctors office or the medical collections agency the bill is now with?  Any advice would greatly be apperciated.  

Thanks

[Anonymous]

Contact the doctors office and ask if they'll pull it back from the collection agency in exchange for payment, don't call the collection agency at all, you want to avoid phone contact with them

[RedHeadGirlLA]

Thanks!  

[Anonymous]

How old is the bill?

[RedHeadGirlLA]

Four years old.  

[Anonymous]

Definitely call and ask but I wouldn't bet on them saying yes. But that would be my first step.

[Anonymous]

How confident are you this is an accurate and valid bill

[gdale6]

For unpaid medical debt that is reporting on your CR:

1. Call the OC and see if you qualify for Charity Care
2. If not then ask that they recall the collection in exchange for full payment
3. Send the reporting CA a PFD offer
4. Google the HIPAA Process and contact its creator for help

[RedHeadGirlLA]

Thank you everyone for the advice.  I called the Doctor's office and they said there was nothing they could do.  I will contact the CA and see what I can do there.  

[Anonymous]

I would rethink that, don't call them