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Medical Collection Not Ours

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lkcrew426
Regular Contributor

Medical Collection Not Ours

My husband is the 3rd, and his dad is JR. We have two medical collection accounts that are reporting (from when he was still a minor) on his report. They have been paid, but and were removed but now they're back (still paid). How do we get this off? They are dragging down his score by 160+ points and THEY'RE NOT EVEN HIS!! Smiley Sad

Message 1 of 3
2 REPLIES 2
fused
Moderator Emeritus

Re: Medical Collection Not Ours

I would google "the HIPAA letter program". Good luck!

Message 2 of 3
LIGHTNIN
Moderator Emerita

Re: Medical Collection Not Ours

how were the collections removed before?    Is this happening on all 3 CRA's?

 

These 2 paid collections are with a CA , right?

 

I think in order for the HIPAA process to work, the OC is the one to pay.

I dont think it works if the CA was paid...I dont know for sure.

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