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My husband is the 3rd, and his dad is JR. We have two medical collection accounts that are reporting (from when he was still a minor) on his report. They have been paid, but and were removed but now they're back (still paid). How do we get this off? They are dragging down his score by 160+ points and THEY'RE NOT EVEN HIS!! ![]()
I would google "the HIPAA letter program". Good luck!
how were the collections removed before? Is this happening on all 3 CRA's?
These 2 paid collections are with a CA , right?
I think in order for the HIPAA process to work, the OC is the one to pay.
I dont think it works if the CA was paid...I dont know for sure.