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Merrick Pay Assist Program Problem

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shalimarcat
Regular Contributor

Merrick Pay Assist Program Problem

Hello everyone,

 

     It's been a long time since I have been on these forums due to a lot of significant life events in a short span of time.  In regards to my finances, I suffered a job loss last year and am still trying to recover due to my current job in which I am working at reduced hours and salary. It is temporary. I was recently promoted to a part time managerial role, and my manager is working towards making me full time soon. I also had to move recently and have struggled to pay rent and my credit card bills.  One thing I had to enroll in is Merrick's Pay Assist Program in which I make fixed payments which are smaller over 6 months. (This was the time I estimated to them that I would need.)  Even though I made the payment, Merrick reported me to the credit burearus for being two months behind, and this is inaccurate. I was only one month behind. Speaking to a CSR didn't help. 

 

    Has anyone had any experience with this program? 

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1 REPLY 1
LIGHTNIN
Moderator Emerita

Re: Merrick Pay Assist Program Problem


Glad you're back!👍

I'm not familiar with the Merrick Pay Assist Program. But I'll  try to help you.

Do you have proof you were 1 mo late and the other month you paid on time?

 

Did they assign you a debt counselor? If so, I would suggest reaching out to him/her.

FICO Dec 2025 EQ760~~Live below your means and always keep an emergency fund -Love Everybody ~ Big Kenny ~ Big and Rich ~~~~~Credit Scoring 101 - Common Abbreviations - Freq Req Threads - Free Credit Reports - What Steps Do I Take?DV? PFD?
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