My New Credit Journal

[Anonymous]

Decided to start a credit journal to hold myself accountable for my actions. Wish me luck, it's going to be a long ride!

2-AFNI, INC. 12/23/08 will be deleted within 30 days per email from T.C.

CREDIT MANAGEMENT LP Thinking about contacting Time Warner Cable to see if they will take the debt back and I pay them directly.

CREDIT PROTECTION ASSOC Scheduled to fall off March 2009

DRS BONDED Send out PFD 12/29/08

HSBC BANK   GW once CA is paid (pfd)

JEFFERSON CAPITAL SYSTEM Send out DV 12/29/08

3-MEADE & ASSOCIATES Send out PFD 12/29/08

PIONEERML/GA AT COLUMBUS Per divorce decree this belongs to my husband. Any suggestions on how to dispute this? EX won't budge

PORTFOLIO RECVRY&AFFIL Send out PFD 12/29/08

RJM ACQ LLC Not sure what to do as RJM says they don't have this account in their system

RJM ACQ LLC Agreed to delete once payment is made will pay 12/29/08

2-SECURITY CHECK LLC Per A.S. will be deleted 12/01/08

6-SECURITY CHECK LLC A.S. agreed in writing to delete once paid will pay on 12/30/08     

UNIQUE NATIONAL COLLECTI   Send out PFD 12/29/08

9-UNITED COMPUCRED Send out PFD 12/29/08

VERIZON WIRELESS 2/26/08 sent letter via planetfeedback

WACH/REC GW once CA is paid

ZENITH ACQUISITION Will send DV 12/29/08 Jefferson Capital bought this account and agreed in writing to notify Zenith to have it removed and it's still there.

[Anonymous]

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@Anonymous wrote:

Decided to start a credit journal to hold myself accountable for my actions. Wish me luck, it's going to be a long ride!

2-AFNI, INC. 12/23/08 will be deleted within 30 days per email from T.C.-still showing, will check back 01/23/09

CREDIT MANAGEMENT LP Thinking about contacting Time Warner Cable to see if they will take the debt back and I pay them directly.

CREDIT PROTECTION ASSOC Scheduled to fall off March 2009

DRS BONDED Send out PFD 12/29/08-sent

HSBC BANK   GW once CA is paid (pfd)

JEFFERSON CAPITAL SYSTEM Send out DV 12/29/08-sent

3-MEADE & ASSOCIATES Send out PFD 12/29/08-sent

PIONEERML/GA AT COLUMBUS Per divorce decree this belongs to my husband. Any suggestions on how to dispute this? EX won't budge

PORTFOLIO RECVRY&AFFIL Send out PFD 12/29/08-sent

RJM ACQ LLC Not sure what to do as RJM says they don't have this account in their system

RJM ACQ LLC Agreed to delete once payment is made will pay 12/29/084-409.00 paid

2-SECURITY CHECK LLC Per A.S. will be deleted 12/01/08- paid should be showing deleted on 01/01/09

6-SECURITY CHECK LLC A.S. agreed in writing to delete once paid will pay on 12/30/08- paid should be showing deleted on 01/01/09      

UNIQUE NATIONAL COLLECTI   Send out PFD 12/29/08-sent

9-UNITED COMPUCRED Send out PFD 12/29/08-sent

VERIZON WIRELESS 2/26/08 sent letter via planetfeedback-update listed below

WACH/REC GW once CA is paid

ZENITH ACQUISITION Will send DV 12/29/08 Jefferson Capital bought this account and agreed in writing to notify Zenith to have it removed and it's still there.-sent

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Verizon wireless is the devil. Here's so background info for you:

2007-2008 got a verizon wireless account. I moved from Georgia to Ohio and had them switch my phone number to reflect the area I was living in. No problem. According to the rep all that would take place were the changing of my address, phone number, and any new taxes that would apply. Great, right? WRONG! My number was crossed with someone elses service and it was a huge mess after verizon deciding that it was too much of a hassle to give me a new number I cancelled my service. I requested that my security deposit be applied to whatever was owed and to have them forward the remaining balance to me. The total amount that I owed was 113.00 and some change. No problem. I paid the amount once I saw that it posted to my account I called Verizon and was assured that my balance reflected a zero balance. Fast forward five months later when I see on my credit report that Verizon is showing as owing 210.96. So I send a letter, no answer, finally I decide to contact pfb. A rep calls me back and tells me it's from my Georiga account. That when I moved I created two seperate accounts and the one I paid was for my Ohio account. WTH? So naturally I'm upset because I was never told that I would have two accounts under my name. He tells me that I was negligent in not checking my account online to show that. Well, the account was cancelled and I called so why would I think to check a cancelled account online when the rep showed ALL of my information. He couldn't answer that so I hung up. My plan of action is to file as many complaints as legally allowed until I come up with a better solution. My boss over heard me complaining and said to bring up my issues with Verizon at our next company meeting. We'll going with AT&T now...TAKE THAT VERIZON!