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MyFICO vs Experian for rebuilding ?

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Anonymous
Not applicable

MyFICO vs Experian for rebuilding ?

Is experian credit monitoring system reliable at all, when it comes to scores ? I have currently my fico and them but the numbers are different , are they considered a FAKO? 
thanks 

Dan 

Message 1 of 6
5 REPLIES 5
AllZero
Mega Contributor

Re: MyFICO vs Experian for rebuilding ?

To answer your question; yes, no.

 

Both are great products depending on which FICO score you are after.

 

Perhaps, the numbers are different based on the report and updated dates?

 

I use Experian and get daily updates.

Message 2 of 6
Vandevere321
Established Member

Re: MyFICO vs Experian for rebuilding ?

Hey, I have both aswell and my Experian score is exactly the same.
708 on experian app & 708 on MyFICO app.

That includes my Experian Boost of +10 I got for Self Reported Wireless Cell Phone Bill I have attached to my CCs.


I paid all my credit and loan accounts down below 30% after my statements closed so I'm still waiting for them to reflect

 

but so far for the cards that did report this month, both MyFICO app score and Experian app Score are exactly accurate.








May 2021:




No PG Biz Vender Lines of Credit -
Message 3 of 6
blindambition
Senior Contributor

Re: MyFICO vs Experian for rebuilding ?

I also use Experian. Daily updates is a great feature for me, but far less versions to track.

Message 4 of 6
Cjethompson2017
Frequent Contributor

Re: MyFICO vs Experian for rebuilding ?

That's weird. I did both, and mine are exactly the same. Including mortgage scores.

Message 5 of 6
OmarGB9
Community Leader
Super Contributor

Re: MyFICO vs Experian for rebuilding ?

They're both reliable, yes. MyFICO may just not be updated yet to match EX, but no MyFICO/EX aren't considered FAKOs. It's your true EX score/scores.


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 6 of 6
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