I just recieved a letter from Northland Group stating that I owe Capital One Bank a balance of @2096.69!! wtf.. I have been trying to call both the CA and OC to see if they can find any information on this account. Its not even in Cap Ones system! I have NEVER opened a account with Cap One until Jan of this year. After the CSR ran my ssn in the system it cleary states that I have no other account ever with Cap one except for the recent one. No one at Cap One is willing to help me. They will give me the # to Northland Group and thats it. The other thing Northland Group say is if its not yours then dont worry about it. How can I NOT worry about it. Then they tell me to go to the police station and file a fraud report. You would think that By Cap One seeing that their name is on the letter that they would help me clear this up but they wont do %&^*.!! I am so frustrated. How do i go about clearing this up?The acct# doesnt even show up on my reports at all! They say it was opened in 2002 so it should be on there, bad or not! I been rebuilding my credit since jan of last year after being incarcerated and I have been doing well. from 545 to 685. I even got into alliant and got a car loan from them! First time ever financing a car!. Even though it was used. You think they would have given me a loan with that on my reports. I highly doubt it! Any advice would be kindly appreciated!
