Navy Fed and Fresh start?

[ihatemyscore]

I had a 3 accounts closed in 2009 and settled with a credit card with them. I called to see if I may open an account and the represenative said they sent something called a "Fresh start" letter to me. But she was not sure what it was? Anyone?

[proudnavymom]

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@ihatemyscore wrote:

I had a 3 accounts closed in 2009 and settled with a credit card with them. I called to see if I may open an account and the represenative said they sent something called a "Fresh start" letter to me. But she was not sure what it was? Anyone?

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Was there a balance left on any of the accounts?  I'm just guessing here, but I had that with another financial institution.  They let me open an account and pay so much a month over a set amount of months to pay off what I owed on the other account.

[ihatemyscore]

25 Dollars, nothing major.

[pizzadude]

I found this on their website, description of fresh start checking:

https://www.navyfederal.org/pdf/ebrochures/2043FS-ep.pdf

It states the following:

Fresh Start uncollected non-sufficient funds fee payment—Member must pay half of the returned non-sufficient funds fees, up to $100.00 maximum, that were incurred when the checking account was originally closed unsatisfactorily.

Fresh Start dollar loss payment—Member must pay the amount their checking account was overdrawn when the account was originally closed unsatisfactorily.

[ihatemyscore]

Thank you!